The finance minister today said AIDS, Alzheimer’s, cancer, coma and stroke are among 36 critical diseases covered under the national health insurance scheme for the B40 lower-income group.
Lim Guan Eng said the scheme will start on Jan 1 with an initial amount of RM2 billion to be offered for free to the B40 group.
He said a maximum amount of RM8,000 will be given for critical illnesses and RM50 per day for a maximum of 14 days, or RM700 a year.
Lim said the scheme is as announced in the tabling of Budget 2019.
“This scheme will provide health insurance and takaful protection for free to qualified low-income households as assistance to cope with hardship arising from health issues, critical illness and hospitalisation,” he said in a statement today.
Lim added the cost incurred for the treatment of these diseases had adversely impacted the lower-income group.
The medical cover is for five years to the targeted recipients, benefitting individuals aged 18 to 55, within the 4.1 million B40 households.
Lim said the registration can be done online without the use of paper forms and no medical examination is required for qualification checks.
“All qualified recipients under the scheme will be notified through text messages (SMS).”
He said the scheme is a significant step by the PH government to establish a social safety net which includes health insurance and takaful coverage for low-income groups for free.